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What are cookies?
For almost any modern website to work properly, it needs to collect certain basic information on its users. To do this, a site will create files known as cookies – which are small text files – on its users’ computers. These cookies are designed to allow the website to recognise its users on subsequent visits, or to authorise other designated websites to recognise these users for a particular purpose.
Cookies do a lot of different jobs which make your experience of the Internet much smoother and more interactive. For instance, they are used to remember your preferences on sites you visit often, to remember your user ID and the contents of your shopping baskets, and to help you navigate between pages more efficiently. They also help ensure that the advertisements that you see online are more relevant to you and your interests. Much, though not all, of the data that they collect is anonymous, though some of it is designed to detect browsing patterns and approximate geographical location to improve user experience.
Some websites may also contain images called ‘web beacons’ (also known as ‘clear gifs’). Web beacons only collect limited information, including a cookie number, a timestamp, and a record of the page on which they are placed. Websites may also carry web beacons placed by third party advertisers. These beacons do not carry any personally identifiable information and are only used to track the effectiveness of a particular campaign (for example by counting the number of visitors).
Information collected by cookies and web beacons is not personally identifiable.
We collect a number of cookies from our users for various reasons, not least to track our own performance – but also to let us serve you content tailored to your own specifications, hopefully improving your overall experience of the site. Amongst other things, the cookies we use allow users to register to make comments, allow us to calculate how many visitors we have - anonymously, of course - and how long they stay on our site.
We believe that your experience of the site would be adversely affected if you opted out of the cookies we use.
What types of cookie are there and which ones do we use?
There are two types of cookie:
Cookies also have, broadly speaking, four different functions and can be categorised as follow: ‘strictly necessary’ cookies, ‘performance’ cookies, ‘functionality’ cookies and ‘targeting’ or ‘advertising’ cookies.
Strictly necessary cookies are essential to navigate around a website and use its features. Without them, you wouldn’t be able to use basic services like registration or shopping baskets. These cookies do not gather information about you that could be used for marketing or remembering where you've been on the internet.
Examples of how we use ‘strictly necessary’ cookies include:
Setting unique identifiers for each unique visitor, so site numbers can be analysed.
Allowing you to sign in to The Independent website as a registered user.
Performance cookies collect anonymous data for statistical purposes on how visitors use a website, they don’t contain personal information, and are used to improve your user experience of a website.
Here are some examples of how we use performance cookies:
Gathering data about visits to the Website, including numbers of visitors and visits, length of time spent on the site, pages clicked on or where visitors have come from.
For comparison with other websites using data collected by industry-accepted measurement and research companies.
Information supplied by performance cookies helps us to understand how you use the Website; for example, whether or not you have visited before, what you looked at or clicked on and how you found us. We can then use this data to help improve our services. We generally use independent analytics companies to perform these services for us and when this is the case, these cookies may be set by a third party company (third party cookies).
Functionality cookies allow users to customise how a website looks for them: they can remember usernames, language preferences and regions, and can be used to provide more personal services like local weather reports and traffic news.
Here are some examples of how we use functionality cookies:
Storing your user preferences on Your Account page
Restricting the number of times you're shown a particular advertisement (which is sometimes called ‘frequency capping'.
Remembering if you've been to the site before so that messages intended for first-time users are not displayed to you.
Advertising and targeting cookies are used to deliver advertisements more relevant to you, but can also limit the number of times you see an advertisement, and be used to chart the effectiveness of an ad campaign by tracking users’ clicks. They can also provide security in transactions. They are usually placed by third-party advertising networks with a website operator’s permission, but can be placed by the operator themselves. They can remember that you have visited a website, and this information can be shared with other organisations, including other advertisers. They cannot determine who you are though, as the data collected is never linked to your profile.
The two main ways we use advertising and targeting cookies are set out below:
Without these cookies, online advertisements you encounter will be less relevant to you and your interests. If you would like more information about interest-based advertising, including how to opt-out of these cookies, please visit www.youronlinechoices.com
How do I control my cookies?
You should be aware that any preferences will be lost if you delete cookies and many websites will not work properly or you will lose some functionality. We do not recommend turning cookies off when using our Website for these reasons.
Most browsers accept cookies automatically, but you can alter the settings of your browser to erase cookies or prevent automatic acceptance if you prefer. Generally you have the option to see what cookies you’ve got and delete them individually, block third party cookies or cookies from particular sites, accept all cookies, to be notified when a cookie is issued or reject all cookies. Visit the ‘options’ or ‘preferences’ menu on your browser to change settings, and check the following links for more browser-specific information.
Managing performance cookies
It is possible to opt out of having your anonymised browsing activity within websites recorded by performance cookies.
Independent.co.uk uses the following companies and you can opt out of their cookies by clicking on the relevant links. Please note that this will take you to the relevant third party's website and generate a ‘no thanks' cookie, which will stop any further cookies being set by those third parties.
Don't forget that by not allowing performance cookies, this stops us from being able to learn what people like or don't like about our Website so that we can make it better.
Omniture : http://www.omniture.com/en/privacy/2o7
Nielsen/NetRatings : http://www.nielsen-online.com/privacy.jsp?section=leg_scs
Google Analytics: http://tools.google.com/dlpage/gaoptout
Managing advertising cookies
Please note that if you want to opt out from receiving targeted advertising, this does not mean that you will receive less advertising when you use our Website. This just means that the advertising you see will not be as customised to you.
However if you still want to switch off third-party advertising cookies, you can turn do this by visiting the Internet Advertising Bureau’s consumer advice site, Youronlinechoices.com This will give you a list of all cookies that are currently set on your device and how to opt out of each of them. Please note that this list will contain more networks than just found on independent.co.uk. independent.co.uk ensures that all third party advertising networks and advertisers who set cookies on our Website are signed up to this website.
We have also set out links below to some of the specific partners we work with who set cookies on our websites, and therefore on your computer, each of which have instructions on how to opt out of their cookies.
Teads - http://teads.tv/en/privacy-policy/ad-interest-manager/
Taboola - https://www.taboola.com/cookie-policy
Google - http://www.google.com/ads/preferences/html/opt-out.html
Ad you like - http://www.adyoulike.com/privacy-uk/
Inskin - http://www.inskinmedia.com/privacy-policy/
Pubmatic - http://www.pubmatic.com/opt-out.php
Sharethrough - http://platform-cdn.sharethrough.com/privacy-policy
By continuing to use our site, you agree to the placement of cookies on your device. If you choose not to receive our cookies, we cannot guarantee that your experience will be as fulfilling as it would otherwise be. For instance, the site won’t be able to recognise your commenter ID, meaning that you won’t be able to leave comments.
Esta web es propiedad de Mutua MMT Seguros, Sociedad Mutua de Seguros a Prima Fija, entidad inscrita en el Registro Mercantil de Madrid en el Libro de Mutuas hoja 16-1ª. Con CIF G-28010817. Domicilio social: C/ Trafalgar nº 11 - 28010 MADRID
Debido a las actualizaciones y modificaciones que se pueden realizar, el usuario, cada vez que acceda a la presente Web, debe leer atentamente la siguiente Política de privacidad. Regirá en cualquier caso, la que esté publicada en la presente Web en el momento en que se acceda a la misma. Mutua MMT Seguros se reserva el derecho a actualizar, modificar o eliminar, en cualquier momento y sin previo aviso, la información contenida en esta Web lo que no conlleva ninguna responsabilidad por los daños y perjuicios que se pudieran causar por esta acción.
Los datos que libre y voluntariamente nos facilite a través de formularios, tarificadores para la obtención de presupuestos de seguros, correo electrónico u otros medios electrónicos, así como los relativos a la formalización del contrato, los proporcionados durante la vigencia del mismo, los que se obtengan mediante grabación de conversaciones telefónicas y los generados por la navegación en el sitio Web, serán tratados en base a lo dispuesto en la normativa vigente relativa a la protección de los datos de carácter personal.
El/los interviniente/s queda/n informado/s y expresamente consiente/n la incorporación de sus datos, incluida la dirección de correo, a los ficheros de datos de carácter personal de los que sea responsable Mutua MMT Seguros, así como el tratamiento informatizado o no de los mismos con una finalidad comercial y estadística, autorizando expresamente a ésta para realizar valoraciones de riesgo así como la extracción, almacenamiento de datos y estudios de marketing, al objeto de adecuar sus ofertas comerciales a su perfil particular.
La visita a este sitio Web no implica que el usuario esté obligado a facilitar ninguna información sobre el mismo. En el caso de que el usuario facilite alguna información de carácter personal, los datos recogidos en este sitio Web serán tratados de forma leal y lícita con sujeción, en todo momento, a los principios y derechos recogidos en la Ley Orgánica 15/1999, de 13 de diciembre, de
Conforme al artículo 5 de la LOPD le informamos que los datos suministrados por usted pasarán a formar parte de un fichero automatizado de Mutua MMT Seguros, teniendo como finalidad el mantenimiento de relaciones comerciales, así como el envío de publicidad por cualquier medio de comunicación de nuestros productos y servicios, incluso después de concluida la relación precontractual o contractual, consintiéndolo usted expresamente.